Head of FP&A at Nav
We turn failed payments into subscription revenue
Everywhere
Winners of the best FinTech startup at Visa Everywhere
Marketplace showcases a featured app in partnership with Stripe

Shopify subscriptions merchants preferred partner
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The revenue intelligence layer for your subscription billing.
CFO’s, Finance teams, Retention and Billing leaders at high growth companies rely on FlyCode’s revenue-generating machine


TJ Ferrara
Co-Founder at BUBS Naturals


Rick Brackett
Head of Ecommerce Platform & Analytics at Geologie
Our Customers
Learn more about how we can help your business with failed payments.
Backup Payment Method
FlyCode’s Backup Payment Method uses intelligent automation to seamlessly retry failed payments using alternate valid cards already stored on file. No manual workflows. No service disruption. It’s a simple toggle—no code required—that unlocks higher recovery and better retention.
Failed Payment Recovery
FlyCode helps subscription businesses recover lost revenue and prevent involuntary churn with AI-powered smart retries and payment optimization—working behind the scenes to turn failed transactions into recovered revenue.
Reduce involuntary churn
Involuntary churn happens when subscribers unintentionally lose access due to payment failures—not because they chose to cancel. In most cases, customers don’t even realize their payment failed.
Email outreach and communication
We also have robust models powering failed payments emails and communications. It means we will coordinate emails with retries to reduce involuntary churn. We send emails at the user’s local time with transactional emails and with the best sender score and deliverability.
Billing workflows
Our models go further—analyzing failure reasons, adapting retry strategies dynamically (vs. fixed), expanded retry capabilities and leveraging alternative payment methods to recover revenue. We optimize the billing lifecycle and workflows of customers.
Intelligent routing
We built decisioning models that take into account 100’s of datapoints, such as customer and payment metadata as well as internal classifiers of error codes and messages. Recover more failed payments with FlyCode AI engine that empower Dynamic Routing and Optimization across different payment providers.

Jeff Titterton
CMO at Stripe
How FlyCode compares
See why AI & eCom founders and CFOs choose FlyCode to recover more failed payments.
| FlyCode You're here | ProfitWell / Paddle RetainCompetitor | ChurnkeyCompetitor | ButterCompetitor | |
|---|---|---|---|---|
| ⚡️ Best for | AI & eCom Founders/CFOs that are not willing to lose revenue to failed payments and only want to pay for real results | Nostalgic people that still use legacy analytics from 2012 | Cancellation flows (you can keep them and use FlyCode for recovery) | We'll build a custom integration for that. Only retries |
| 💳 Product promise | The complete Subang "platform play" — retries, outreach, backup cards, adaptive acceptance, real payment analytics, free to trial recovery… don't get us started :) | Businesses already on Paddle | Voluntary churn. Claim they have involuntary churn tool but it sucks (they stack retries :( | Patent technology that is having a hard time to achieve above baseline results but good guys |
| 💰 Recovery rate | 25–40%above baseline with 6%–9% ARR lift → see for yourself | Not publicly disclosed | Not their core focus… so they can't promise a real boost here (ask them and then compare to FlyCode) | 8%–10%above baseline |
| Start recovering |
| FlyCode You're here | StripeIntegration Partner | Recharge / Skio / LoopIntegration Partner | ChargebeeIntegration Partner | Visa & MastercardPartner | |
|---|---|---|---|---|---|
| ⚡️ Best for | AI & eCom Founders/CFOs that are not willing to lose revenue to failed payments and only want to pay for real results | Stripe billing customers (Stripe Payment — you need us!) | Shopify and eCom brands that want to use a basic native solution | Chargebee customers | The world's two largest card networks — and FlyCode's partners |
| 💳 Product promise | The complete Subang "platform play" — retries, outreach, backup cards, adaptive acceptance, real payment analytics, free to trial recovery… don't get us started :) | Everything and anything! Huge fans with our Stripe app | Everything for retention but missing a specialized tool | Basic and smart retries. Partners for payment recovery | The best card acceptance… until your customers' payments are failing, but the cards are still valid and you tear your hair out and call Jake from FlyCode |
| 💰 Recovery rate | 25–40%above baseline with 6%–9% ARR lift → see for yourself | Baseline (9x ROI claim). Platform-native logic | Baseline. Platform-native logic | Baseline. Platform-native logic | There are over 100 different credit card decline codes in existence… go figure |
| Start recovering |
| FlyCodeYou're here | StripePartner | ProfitWellCompetitor | ChurnkeyCompetitor | Recharge / Skio / LoopPartner | ButterCompetitor | ChargebeePartner | Visa & MCPartner | |
|---|---|---|---|---|---|---|---|---|
| ⚡️ Best for | AI & eCom Founders/CFOs not willing to lose revenue to failed payments | Stripe billing customers | Nostalgic people still using legacy analytics from 2012 | Cancellation flows (keep them, use FlyCode for recovery) | Shopify & eCom brands wanting a basic native solution | Custom integration, only retries | Chargebee customers | The world's two largest card networks |
| 💳 Product | The complete Subang "platform play" — retries, outreach, backup cards, adaptive acceptance, analytics, free to trial recovery… | Everything! Huge fans of our Stripe app | Businesses already on Paddle | Voluntary churn tool — involuntary tool stacks retries :( | Everything for retention, missing specialized recovery | Patent tech, hard time achieving above baseline but good guys | Basic and smart retries. Partners for payment recovery | Best card acceptance… until payments fail on valid cards |
| 💰 Recovery | 25–40%above baseline, 6%–9% ARR lift | Baseline (9x ROI claim). Platform-native logic | Not disclosed | Not their core focus | Baseline. Platform-native logic | 8%–10% above baseline | Baseline. Platform-native logic | 100+ decline codes… go figure |
| Start recovering |
Trusted by the next generation
Involuntary churn happens when a customer churns as a result of a failed payments
We are the backbone of payment intelligence globally. We are built to scale with anyone who needs speed, payment expertise and card networks compliance.
This isn't our first rodeo
In previous roles, we led payments teams at enterprises and startups, where we built and integrated payment processes and optimized billing systems.
Our vision
At FlyCode, we are re-imagining payment infrastructure for the AI era, combining cutting-edge ML and AI with advanced revenue intelligence.
Read our manifesto >

How is FlyCode different from traditional payment-recovery tools?
FlyCode is AI-native from day one. Its models learn from every transaction and issuer response, continuously refining retry timing, routing, and messaging, far beyond the static, rule-based schedules used by legacy solutions and PSP’s.
What pricing model does FlyCode use?
FlyCode charges only on dollars it actually recovers. There are no seats or minimums, our incentives are perfectly aligned with your
Why do Visa & Stripe partnerships matter?
Direct partnership with Visa and Stripe gives FlyCode network insights and payment meta data, boosting recovery rates while preserving compliance-grade safeguards.
How fast can we launch FlyCode?
Most customers go live in hours with a Stripe or Shopify apps or API keys.
What ROI should we expect?
Live case studies with leading SaaS and eCom brands show a 16-25 % lift in recovery rate with ARR boost of 5% - 9%.
How does FlyCode decide when to retry a payment?
FlyCode uses machine learning to find the best moment to retry a failed payment.
Does FlyCode do more than simple retries?
Yes. FlyCode prevents churn by automatically charging alternate cards on file, sending communication, finding revenue anomalies, orchestrating smart dunning flows, and surfacing granular analytics your team can act on.
How do I fix failed payments if I’m using Stripe?
Simply enable FlyCode’s Stripe app. Our AI reads your Billing webhooks, predicts the best retry window, and routes each attempt through the highest-approval path—often recovering the charge before the customer even notices.
How can I solve involuntary churn?
Involuntary churn is mostly payment-related. FlyCode attacks it on three fronts: (1) AI-optimized retries, (2) alternate-card-on-file routing, and (3) predictive dunning that reaches customers before the subscription lapses. The result is fewer cancellations and higher lifetime value.
Do you provide email templates for failed-payment outreach?
Yes. At FlyCode, payment recovery doesn't stop with retries. Our advanced email communication models coordinate perfectly with payment retries to recover revenue and reduce involuntary churn.
Reduce Involuntary churn and increase LTV with FlyCode
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