Error codes

Soft decline

Stripe

no_action_taken

The card was declined for an unknown reason.

What does no_action_taken mean?

The no_action_taken decline is returned when the issuing bank neither approved nor declined the transaction. This is typically a transient system issue where the authorization request was received but not processed.

Is it a soft or hard decline?

Soft decline. The card is usually valid; the issuer just did not complete the authorization flow.

Common root causes

  • Transient issuer processing issue

  • Authorization timeout

  • Internal issuer system delay

Recommended recovery steps

  1. Retry after 5–30 minutes

  2. If still failing, wait several hours

  3. Monitor for systemic issues across your account

How FlyCode handles no_action_taken

FlyCode detects transient issuer processing issues and times retries for when the bank's authorization system is most likely to complete action. This recovers transactions that would otherwise be lost to ambiguous issuer responses.

What does no_action_taken mean?

The no_action_taken decline is returned when the issuing bank neither approved nor declined the transaction. This is typically a transient system issue where the authorization request was received but not processed.

Is it a soft or hard decline?

Soft decline. The card is usually valid; the issuer just did not complete the authorization flow.

Common root causes

  • Transient issuer processing issue

  • Authorization timeout

  • Internal issuer system delay

Recommended recovery steps

  1. Retry after 5–30 minutes

  2. If still failing, wait several hours

  3. Monitor for systemic issues across your account

How FlyCode handles no_action_taken

FlyCode detects transient issuer processing issues and times retries for when the bank's authorization system is most likely to complete action. This recovers transactions that would otherwise be lost to ambiguous issuer responses.

What does no_action_taken mean?

The no_action_taken decline is returned when the issuing bank neither approved nor declined the transaction. This is typically a transient system issue where the authorization request was received but not processed.

Is it a soft or hard decline?

Soft decline. The card is usually valid; the issuer just did not complete the authorization flow.

Common root causes

  • Transient issuer processing issue

  • Authorization timeout

  • Internal issuer system delay

Recommended recovery steps

  1. Retry after 5–30 minutes

  2. If still failing, wait several hours

  3. Monitor for systemic issues across your account

How FlyCode handles no_action_taken

FlyCode detects transient issuer processing issues and times retries for when the bank's authorization system is most likely to complete action. This recovers transactions that would otherwise be lost to ambiguous issuer responses.

Understanding This Decline Code

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Frequently Asked Questions

What does no_action_taken mean?

Should I retry no_action_taken?

Yes — after a short delay. Start with 5–30 minutes. Most no_action_taken declines resolve once the issuer's system completes the authorization cycle.

How does FlyCode recover no_action_taken?

FlyCode uses network-level data to time retries for when the issuer's authorization system is most likely to complete action, recovering transactions that fixed schedules miss during ambiguous issuer responses.

FlyCode partnered with Stripe, to turn failed payment intro revenue.

With our newest Stripe app, you can stop chasing your customers about their failed payments and recover more payments with zero development work.

With our newest Stripe app, you can stop chasing your customers about their failed payments and recover more payments with zero development work.

Giving Back

Partnering with organizations that promote women in technology and families in need is something we are proud to do.

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2026 FlyCode © All Right Reserved.

Giving Back

Partnering with organizations that promote women in technology and families in need is something we are proud to do.

Text graphic displaying "SPE CODES; NEXT LEVEL" in a bold, stylized font on a solid background.
Logo featuring a stylized text "Catching" with an orange accent, set against a simple background.

2026 FlyCode © All Right Reserved.